When both spouses own a home jointly and title must be transferred to one of the two spouses, there will need to be a change in the way title is held. You have a choice between a General Warranty Deed or QuitClaim Deed. If title insurance will not be issued, a Warranty Deed is preferable, since the transferring spouse is "warranting" title to the other spouse. If the spouse transferring the property does not want any liability, a General Warranty Deed is not recommended. For the party receiving the property, if title insurance is bought when a QuitClaim Deed is issued, the title is insured, and there is no difference to them between a General Warranty Deed and a QuitClaim Deed covered by title insurance.