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QDRO Preparation - QdroDesk™ is an industry proven online service providing an instant, easy, accurate, and affordable method for obtaining Qualified Domestic Relations Orders (QDROs).

Online Divorce - With or without children, 123DivorceMe.com is the fastest, easiest, and most affordable way to file your own uncontested divorce.

Online Parenting Class - Avoid the hassle of completing the mandatory course by taking the "Positive Parenting Through Divorce" class online.

Definition FICO Score - A mathematical formula invented by Fair Isaac Corp., used to determine the credit worthiness of an individual and appropriate interest rates.

Application in Divorce Lenders use FICO to determine whether and at what rate of extend credit.

Generally, a FICO score improves the more distance a debtor is from a past credit mistake. Some 65 percent of the credit score is based on the payment history and the amount of debt carried, so prompt payment and debt reduction improve the score.

The three major credit reporting agencies are Equifax, Experian and TransUnion. An individual is entitled to a free copy from each of these every year. A FICO score is available for $7.50.

A bad credit rating can make the pain and suffering of divorce even more difficult. In a divorce, it’s best to pay off joint debts.

See Credit Bureau; Credit Report; CCCS.

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