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Definition Add-Ons (child support) - expenses beyond basic child support, such as child care, education and health costs divided proportionally between the parents.
Application in Divorce Each state has its own child support guidelines used for calculating child support. Many of these guidelines determine a basic monthly child support obligation plus additional financial support for certain expenses such as child care, education, and extraordinary medical expenses. If a state does not have a section for these add-ons on the actual worksheet, it is more than likely they treated as deviation factors. A deviation factor is a valid reason to change the basic monthly support obligation. Deviation factors are typically considered on a case-by-case basis by the court.
Questions & Answers
Helpful Tips & Facts
  1. Deviating from the Child Support Worksheet
    In an uncontested divorce, many spouses can agree on a monthly child support amount that is different from what the state support worksheet produces. In a situation like this, as long as the agreed to child support amount is reasonable and can be substantiated as appropriate by the parents, the court will often order it. Keep in mind that the court will always have the final say as to what the child support order will be, because the court is essentially representing the children.
  2. Life Insurance Until There Is No Further Duty of Support
    If one or both of you already has a life insurance policy naming the other parent the beneficiary, leave it in place until there is no further duty of support. If something were to happen to you, the kids and other parent would really be in trouble and you don’t want your children to suffer. if you really don’t trust the surviving parent to spend the money on the children, make sure the beneficiary is someone who WILL spend the money on the kids. Make a will that specifies who will act as trustee of the children’s insurance proceeds.
Additional Resources
Child Support: What’s Fair?
If you and your spouse believe you can reach a settlement, how do you determine what’s in your child’s best interest but also fair to both of you? It’s not easy, but you can do it.
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